Is Housing Becoming Unaffordable Again?

[travelraters]

The last year has seen real estate prices move up a lot. Some communities such as the San Francisco Bay area have seen 25%+ home price appreciation. While this msy be good in general, it seems first time home buyers are having more difficulty coming up with down payments and qualifying for loans.
Is homeownership once again out of reach for many? What is going on with our economy...